Financial Fitness Quiz: 

  1. I have a written budget for spending/saving money.         T    or   F 
  1. I have personal investments and retirement accounts.     T    or   F 
  1. I have a will/ estate plan set up.                                           T    or   F 
  1. I have enough money to pay for emergency expenses.     T    or   F 
  1. I have manageable debt.                                                      T   or    F  

If all your answers are T (true); then this implies you are financially literate.  

If all your answers are F ( false) then, you are in the position to change that. 

If your answers are somewhere in between, then you’re on the right track! 

Financial literacy is one of the most underrated subjects, and this came to light at the start of an unexpected pandemic. With some people not being able to work, or still having to pay on debts, amongst other things. It became a realization that people we’re not financially prepared. Financial literacy is not complex. It is a simple understanding of how you manage, grow, and prepare yourself. So don’t cheat yourself from protecting and growing your finances! 

Starting a NEW business or know someone that could use our help? Call your friendly neighborhood attorney today.

With the right help, you are more likely to succeed. The attorneys at Shoffner & Associates will be happy to help you.

Freya Allen Shoffner, Esq.
Shoffner & Associates
Counselors to Small Business and Families.

Give Freya a call at (617) 369-0111 TEXT US (857) 524-3422 or email